Publication of statistics of commercial banks for December 2025

The Central Bank of the Republic of Kosovo, in accordance with its publication calendar, presents the statistics of commercial banks for December 2025.

Assets of commercial banks – at the end of December 2025 reached a value of €9.71 billion, marking a decrease of 5.27% compared to the previous month.

Gross loans – at the end of December 2025 reached a value of €6.67 billion, representing an increase of approximately €113.12 million, or 1.73%, compared to the previous month.

Value of new loans – in December 2025 amounted to €259.68 million.

Average interest rate on new loans – in December 2025 was 6.78%.

Customer deposits – in December 2025 reached a value of €7.72 billion, marking a decrease of approximately €435.41 million, or 5.89%, compared to the previous month.

Value of new loans – in December 2025 amounted to €241.90 million.

Average interest rate on new deposits – in December 2025 was 3.46%.

Interest rate margin – between loans and deposits in December 2025 was 3.33%.

Loan-to-deposit ratio – in December 2025 stood at 85.22%.

Total capital of commercial banks – at the end of December 2025 reached €1.14 billion. Whereas the loan provisions recorded an increase of approximately 0.38% compared to the previous month, reaching a value of €154.26 million. The full data can be found at the following link https://bqk-kos.org/statistikat/serite-kohore/.