Credits Registry Division

The Credit Registry Division is responsible for operating the credit registry managed by the CBK. The Credit Registry Division aims to influence the improvement of the credit quality of lending institutions and to technically facilitate the exercise of the CBK's supervisory function.

Duties

 

  • Strengthening, advancing and ensuring the implementation of the legal framework for reporting and using information on loans, borrowers and related parties in various roles with loans;
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  • Ensuring the efficient functioning of the credit registry system operated by the CBK;
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  • Ensuring access to the credit registry by all lending financial institutions and the CBK supervisory organizational units; registering, training, administering and monitoring authorized users;
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  • Reviewing requests and generating detailed credit reports for all relevant parties who are physically present; reviewing and approving access for all natural and legal persons to the credit registry web portal;
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  • Monitoring and checking data reported in the credit registry in terms of compliance with the relevant provisions and their overall quality;
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  • Supporting the supervisory function of the CBK regarding financial lending institutions; and
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  • Promoting the role and importance of the credit registry as a system with an impact on financial stability, through various channels and forms.
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