In accordance with the publication schedule, the CBK publishes commercial bank statistics for July 2025 (https://bqk-kos.org/statistikat/serite-kohore/)

Commercial bank assets at the end of July 2025 reached a value of 8.85 billion euros, marking an increase of 1.85% compared to the previous month.

Gross loans at the end of July 2025 reached a value of 6.41 billion euros, marking an increase of 28.18 million euros or 0.44% compared to the previous month.

The value of new loans in July 2025 stood at 213.93 million euros.

The average interest rate on loans in July 2025 was 6.38% (in June 2025 it was 6.29%).

Customer deposits in July 2025 reached a value of 7.07 billion euros, marking an increase of about 168.84 million euros, or an increase of 2.45% compared to the previous month. Of the accumulated value of customer deposits, about 30.53% are term deposits. By sector, households dominate with about 66.20% of the total value of deposits (about 4.68 billion euros).

The value of new deposits in July 2025 stood at 173.21 million euros.

The average interest rate on deposits in July 2025 was 3.37% (in June 2025 it was 2.74%).

The interest rate margin on loans and deposits in July 2025 was 3.01% (in June 2025 it was 3.55%).

The loan-deposit ratio in July 2025 stood at 90.69%.

The total capital of commercial banks at the end of July 2025 reached 1.08 billion euros. Meanwhile, loan provisions have increased by about 0.83% compared to the previous month, reaching 148.88 million euros.