Publication of statistics of commercial banks for March 2025

The Central Bank of the Republic of Kosova, according to the publication calendar, presents commercial bank statistics for March 2025.

The assets of commercial banks at the end of March 2025 reached the value of EUR 8.63 billion, marking an increase of 2.41% compared to the previous month, mainly due to the increase in assets related to financial instruments.

Gross loans at the end of March 2025 reached EUR 6.12 billion, marking an increase of EUR 214.79 million or 3.64% compared to the previous month.

The value of new loans in March 2025 was EUR 343.44 million.

The average loan interest rate in March 2025 was 5.69 % (in February 2025, it was 6.04 %).

Customer deposits in March 2025 reached the value of EUR 6.97 billion, marking an increase of EUR 83.25 million or 1.21% compared to the previous month. From the accumulated value of customer deposits, about 29.04% are term deposits. According to sectors, households dominate with about 66.53% of the total value of deposits, about EUR 4.64 billion.

The value of new deposits in March 2025 was EUR 81.0 million.

The average interest rate on deposits in March 2025 was 2.98% (in February 2025, it was 2.99%).

The interest rate margin on loans and deposits in March 2025 was 2.72 % (in February 2025, it was 3.05 %).

The loan-deposit ratio in March 2025 was at 87.80%.

The total capital of commercial banks at the end of March 2025 reached EUR 1.00 billion. Meanwhile, loan provisions increased by about 1.64% compared to the previous month, reaching the value of EUR 138.26 million. Complete details may be found at this link 🔗Time Series – BQK.