The Central Bank of the Republic of Kosovo (CBK) delegation conducted an official visit to the Central Bank of Estonia (Eesti Pank) and the Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon), aimed at strengthening institutional cooperation, exchanging experiences, and deepening collaboration in key areas within the mandates of the institutions.

The CBK delegation, led by Governor Mr. Ahmet Ismaili together with members of the senior management team, was welcomed at Eesti Pank by Governor Mr. Madis Müller and Deputy Governor Mr. Ülo Kaasik.The visit commenced with a high-level meeting between Governor Ismaili and Governor Müller, during which the Estonian side outlined the role, operational framework, and strategic priorities of Eesti Pank. Governor Ismaili delivered a comprehensive presentation on the macroeconomic outlook of Kosovo and the Western Balkans, highlighting recent financial-sector developments, key reform initiatives, and Kosovo’s progress in aligning with European regulatory and supervisory standards.

Following the high-level discussions, technical teams from both institutions engaged in comprehensive sessions covering scenario analysis and macroeconomic projections, macroprudential supervision frameworks, risk monitoring approaches, and the use of supervisory tools. They also discussed data reporting and quality management, particularly access to high-quality bank data, as well as communication strategies in the context of central bank mandates. These exchanges allowed both institutions to share methodological approaches and identify areas where further cooperation could bring added value.

As part of the visit, the CBK delegation met with Mr. Andres Kurgpõld, Member of the Management Board of Finantsinspektsioon. The meeting provided an opportunity to exchange views on the structure and performance of the Estonian financial market, recent supervisory developments, and emerging challenges. Governor Ismaili shared insights into Kosovo’s financial sector, highlighting stability, regulatory improvements, and current priorities. Discussions also addressed supervisory and regulatory frameworks, developments in the payments ecosystem, and emerging risks related to digitalisation and cyber security.

At the technical level, experts from CBK and Finantsinspektsioon held discussions on the Estonian financial sector and its analytical frameworks, approaches to market conduct and consumer protection, and the structure of microprudential supervision, including banking supervision and resolution processes.

The Central Bank of the Republic of Kosovo extends its highest appreciation to Eesti Pank for graciously organizing the meetings and for the warm hospitality extended throughout the visit. We likewise thank Finantsinspektsioon for the valuable and insightful exchanges held during the supervisory discussions. The CBK looks forward to further strengthening our bilateral cooperation and continuing our joint efforts to promote financial stability and supervisory excellence according to European standards.

Deputy Governor Dardan Fusha held a lecture at the EU Winter School 2025 on the Future of Payments and Financial Innovation The CBK delegation conducts official visit to the Bank of Italy as part of the SREP implementation process