Publication of commercial bank statistics for February 2025

The Central Bank of the Republic of Kosovo, according to the publication calendar, presents the statistics of commercial banks for February 2025.

Commercial bank assets – at the end of February 2025 reached a value of 8.43 billion euros, marking an increase of 0.29% compared to the previous month.

Gross loans – at the end of February 2025 reached a value of 5.90 billion euros, marking an increase of 89.19 million euros or 1.53% compared to the previous month.

Value of new loans – in February 2025 was 230.54 million euros.

Average interest rate on loans – in February 2025 was 6.04% (in January 2025 it was 6.01%).

Customer deposits – in February 2025 reached a value of 6.89 billion euros, marking an increase of 14.57 million euros or 0.21% compared to the previous month. Of the accumulated value of customer deposits, about 29.23% are term deposits. By sector, households dominate with about 66.64% of the total value of deposits (about 4.59 billion euros).

Value of new deposits – in February 2025 was 85.24 million euros.

Average interest rate on deposits – in February 2025 was 2.99% (in January 2025 it was 3.01%).

Interest rate margin – on loans and deposits in February 2025 was 3.05% (in January 2025 it was 3.0%).

Loan-deposit ratio – in February 2025 was at the level of 85.74%.

Total capital of commercial banks – at the end of February 2025 reached the value of 999.01 million euros, which represents a decrease of 0.71% compared to January 2025. Meanwhile, loan provisions have increased by 1.23% compared to the previous month, reaching the value of 136.04 million euros.

Full details can be found at the following link 🔗 Time Series – BQK