Publication of statistics of commercial banks for May 2024

According to the publication calendar, the CBK published the statistics of commercial banks for May 2024

https://bqk-kos.org/statistikat/serite-kohore

By the end of May 2024, the assets of commercial banks reached the value of 7.40 billion euros, marking an increase of 0.25% compared to the previous month, mainly due to increase of gross loans which by the end of May reached the value of 5.22 billion euros. Compared to the previous month, in May 2024, gross loans increased for 80.99 million euros or 1.58%.

The value of new loans, in May 2024, was 232.94 million euros.

The average loan interest rate, inMay 2024, was 6.14% (in April 2024, it was 6.07%).

Customer deposits, inMay 2024, reached the value of 6.07 billion euros, marking an increase of 34.78 million euros or 0.58% compared to the previous month. Of the accumulated value of customer deposits, about 27.05% are term deposits. According to sectors, households dominate with about 67.65% of the total value of deposits.

The value of new deposits, in May 2024, was 56.24 million euros.

The average interest rate on deposits, in May 2024, was 2.48% (in April 2024, it was 2.55%).

The interest rate margin on loans and deposits, in May 2024, was 3.65% (in April 2024, it was 3.53%).

The loan-deposit ratio, inMay 2024, was at 86.08%.

At the end ofMay 2024, the total capital of commercial banks reached 890.34 million euros. While, loan provisions increased by 0.91 million euros or 0.61% compared to the previous month, reaching the value of 148.66 million euro.