Statistics of commercial banks for March 2024 have been published

According to the publication calendar, the CBK published commercial bank statistics for March 2024.

https://bqk-kos.org/statistikat/serite-kohore

The assets of commercial banks at the end of March 2024 reached a value of 7.50 billion euros, representing an increase of 110.19 million euros or 1.49% compared to the previous month.

Gross loans at the end of March reached a value of 5.09 billion euros, representing an increase of 132.0 million euros or 2.66% compared to the previous month.

The value of new loans in March 2024 was 241.20 million euros.

Client deposits in March 2024 reached a value of 6.05 billion euros, which is an increase of 36.83 million euros or 0.61% compared to the previous month. Of the accumulated value of client deposits, about 26.89% are term deposits. By sector, households dominate with around 67.26% of the total value of deposits (around EUR 4.07 billion).

The value of new deposits in March 2024 was 69.70 million euros.

The ratio of loans and deposits in March 2024 was at the level of 84.07%.

The total capital of commercial banks at the end of March 2024 amounted 868.56 million euros. Meanwhile, loan commissions decreased by 1.62 million euros or 1.12% compared to the previous month, reaching a value of 146.10 million euros.

The average interest rate on deposits in March 2024 was 2.71% (in January 2024 it was 2.89%).

The average loan interest rate in March 2024 was 6.24% (in January 2024 it was 6.34%).

The interest rate margin in loans and deposits in March 2024 was 3.53% (in January 2024 it was 3.45%).