Publication of statistics of commercial banks for July 2024

According to the publication calendar, the CBK published the statistics of commercial banks for July 2024

https://bqk-kos.org/statistikat/serite-kohore

The assets of commercial banks at the end of July 2024 reached the value of 7.66 billion euros, marking an increase of 0.85% compared to the previous month, mainly due to the increase in gross loans, which, at the end of July, reached the value of 5.39 billion euros. Compared to the previous month, gross loans in July 2024 have increased by 47.89 million euros or 0.90%.

The value of new loans in July 2024 was 228.8 million euros.

The average loan interest rate in July 2024 was 6.17% (in June, it was 6.12%).

Customer deposits in July 2024 reached the value of 6.26 billion euros, marking an increase of 120.79 million euros, or 1.97%, compared to the previous month. From the accumulated value of customer deposits, about 28.30% are term deposits. According to sectors, households dominate with about 66.28% of the total value of deposits.

The value of new deposits in July 2024 was 164.4 million euros.

The average interest rate on deposits in July 2024 was 3.04% (in June 2024, it was 2.89%).

The interest rate margin on loans and deposits in July 2024 was 3.12% (which was 3.23% in June).

The loan-deposit ratio in July 2024 was at the level of 86.24%.

The total capital of commercial banks at the end of July 2024 reached the value of 906.39 million euros. Loan provisions increased by 0.18 million euros or 0.12% compared to the previous month, reaching the value of 144.01 million euros.