Publication of statistics of commercial banks for April 2024

24/05/2024

According to the publication calendar, CBK published the statistics of commercial banks for April 2024 (https://bqk-kos.org/statistikat/serite-kohore/).

The assets of commercial banks, at the end of April 2024, reached the value of 7.39 billion euros, marking a decrease of 1.28% compared to the previous month, mainly due to the reduction of assets related to financial instruments.

Gross loans, at the end of April, reached the value of 5.14 billion euros, marking an increase of 54.79 million euros or 1.08% compared to the previous month.

The value of new loans, in April 2024, was 213.68 million euros.

Average loan interest rate, in April 2024, was 6.07% (in March 2024, it was 6.24%).

Customer deposits, in April 2024, reached the value of 6.03 billion euros, marking a decrease of 18.27 million euros, or 0.30% compared to the previous month. Of the accumulated value of customer deposits, about 26.82% are term deposits. According to sectors, households dominate with about 68.00% of the total value of deposits (about 4.10 billion euros).

The value of new deposits, in April 2024, was 52.54 million euros.

The average interest rate on deposits, in April 2024, was 2.55% (in March 2024, it was 2.71%).

The interest rate margin on loans and deposits, in April 2024, was 3.53% (in March 2024, it was 3.53%).

The loan-deposit ratio, in April 2024, was at 85.23%.

The total capital of commercial banks, at the end of April 2024, reached 875.14 million euros. While, loan provisions increased by 1.94 million euros or 1.33% compared to the previous month, reaching the value of 147.73 million euros.