Publication of commercial bank statistics for December 2024

The Central Bank of the Republic of Kosovo, according to the publication calendar, presents the commercial bank statistics for December 2024.

Commercial bank assets – at the end of December 2024, they reached the value of 8.56 billion euros, marking an increase of 5.95% compared to the previous month, mainly due to the increase in assets related to financial instruments.

Gross loans – for this month they have reached the value of 5.81 billion euros, with an increase of 131.85 million euros or 2.32% compared to the previous month.

The value of new loans -was 264.1 million euros.

The average interest rate on loans – in December 2024 it was 5.87%, in November 2024 it was 6.02%.

Customer deposits – have reached the value of 6.92 billion euros, an increase of 342.77 million euros or 5.21% compared to the previous month. Out of the accumulated value of customer deposits, about 28.89% are time deposits. By sectors, households dominate with about 65.09% of the total value of deposits or about 4.51 billion euros.

The value of new deposits – in December 2024 – was 150.70 million euros.

The average interest rate on deposits – in December 2024 it was 3.39%, in November it was 2.87%.

The interest rate margin – on loans and deposits – was 2.48%, whereas in November 2024 it was 3.15 %.

The loan-to-deposit ratio – in December 2024, was at the level of 83.97%.

The total capital of commercial banks – at the end of December 2024 – reached a value of 990.27 million euros, whereas loan provisions decreased by about 4.05% compared to the previous month, reaching a value of 135.29 million euros.

Full details can be found at this link 🔗 Time Series – BQK