{"id":8228,"date":"2024-12-22T19:44:08","date_gmt":"2024-12-22T19:44:08","guid":{"rendered":"https:\/\/bqk-kos.org\/edu\/platforma\/"},"modified":"2025-03-06T07:44:07","modified_gmt":"2025-03-06T07:44:07","slug":"platforma","status":"publish","type":"page","link":"https:\/\/bqk-kos.org\/edu\/platforma\/?lang=en","title":{"rendered":"The Platform"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8228\" class=\"elementor elementor-8228 elementor-8154\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa31d05 shared-top-layout  e-flex e-con-boxed e-con e-parent\" data-id=\"aa31d05\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c31c417 printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"c31c417\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b51013f elementor-widget elementor-widget-spacer\" data-id=\"b51013f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e996d8 e-con-full printable-area-overwrite e-flex e-con e-parent\" data-id=\"3e996d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2eb1c3d elementor-widget elementor-widget-split-section\" data-id=\"2eb1c3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"split-section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t  \r\n        <div class=\"shared-row-container d-flex-reverse\">\r\n                            <div class=\"img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/bqk-kos.org\/edu\/wp-content\/uploads\/2024\/12\/logo_platforma_krahaso_eng.jpg\" alt=\"\">\r\n                <\/div>\r\n                        <div class=\"text\">\r\n                <div>\r\n                                            <h1 class=\"widget-header\">The Platform for Comparison of Financial Products and Services<\/h1>\r\n                                        \t\t\t\t\t\t<div class=\"widget-header-click\">\r\n\t\t\t\t\t\t\t<p>Is a web- based application developed to be used by clients with the aim of informing and comparing interest rates and fees of the most commonly used products and services provided by financial institutions. The purpose of the platform is to contribute to increasing transparency, client protection, financial education and advancing access to finance.<br \/>Clients may compare the fees of financial products and services in two ways: selection by product and selection by institution.<br \/>The fees disclosed on this platform are set by the financial institutions, which are responsible for the accuracy, authenticity and updating of the data disclosed on the Platform.<\/p>\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t                <\/div>\r\n                <div class=\"split-section-link shared-arrow-link\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a alt=\"Read more\" href=\"https:\/\/bqk-kos.org\/edu\/rreth-nesh\/\" class=\"widget-button\" style=\"color: #FFFFFF;\">M\u00eb shum\u00eb rreth nesh<\/a>\r\n\t\t\t\t\t\t    <svg class=\"split-section-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6.4\" height=\"11.4\" viewBox=\"0 0 6.4 11.4\" style=\"fill: #FFFFFF;\">\r\n\t\t\t\t\t\t\t<path id=\"Union_2\" data-name=\"Union 2\" d=\"M10,7.5l-5,5ZM0,7.5l5,5Z\" transform=\"translate(-6.799 10.7) rotate(-90)\" fill=\"none\" stroke=\"#FFFFFF\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\t\t\r\n            <\/div>\r\n        <\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-634f36a e-con-full shared-top-layout printable-area-overwrite e-flex e-con e-parent\" data-id=\"634f36a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fc7e28 elementor-widget elementor-widget-title-section\" data-id=\"7fc7e28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"title-section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-section  \"  data-target=\"frequently-asked-questions\">\r\n\t\t\t\t\t\t\t<h1 class=\"shared-title\">FREQUENTLY ASKED QUESTIONS<\/h1>\r\n\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<style>\r\n\t\t\t.title-section.no-title .shared-title {\r\n\t\t\t\tmargin-bottom: 0;\r\n\t\t\t}\r\n\r\n\t\t.title-section.has-subtitle .shared-title {\r\n\t\t\tmargin-bottom: max(12px, 0.833vw); \r\n\t\t}\r\n\r\n\r\n\t\t<\/style>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-440450a e-con-full shared-layout printable-area-overwrite e-flex e-con e-parent\" data-id=\"440450a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5a2fca elementor-widget elementor-widget-faq-wrapper\" data-id=\"c5a2fca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"faq-wrapper.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"faq-wrapper\">\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>1.\tWhat is the Platform? <\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>The Platform for comparison of financial products and services is a web-application developed for use by consumers with the aim of informing and comparing interest rates and fees of the most commonly used products and services offered by financial institutions.<\/p><p>Consumers can compare the fees of financial products and services in two ways: selection by product and selection by institution.<\/p><p>The fees disclosed on this Platform are determined by the financial institutions, which are responsible for the accuracy, truthfulness and updating of the data disclosed on the Platform.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>2.\tWhat is the purpose of this Platform?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>The purpose of the Platform is to contribute to increasing transparency, supporting consumer Financial Literacy, consumer protection and advancing access to finance.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>3.\tWho determines or sets these fees?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>The fees disclosed on this Platform are determined by the financial institutions, which are responsible for the accuracy, truthfulness and updating of the data disclosed on the Platform.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>4.\tWhat fees can I compare?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>The Platform allows you to compare fees and rates for:<\/p><p><br \/><strong>ACCOUNTS:<\/strong> <br \/>Current account, Savings account, Children\u2019s savings account, Payment account with basic services, Payment account with basic services for vulnerable customer categories, Student account<\/p><p>\u00a0<\/p><p><strong>CARDS:<\/strong> <br \/>Debit Cards, Credit Cards<\/p><p>\u00a0<\/p><p><strong>DEPOSITS:<\/strong><br \/>6 months deposit, 12 months deposit, 24 months deposit, 36 months deposit, 48 months deposit, 60 months deposit<\/p><p>\u00a0<\/p><p><strong>LOANS:<\/strong><br \/>Personal loans, Mortgage loans, Home renovation loans, Car loans, Cash covered loans, Overdraft<\/p><p><br \/><strong>PACKAGES<\/strong><br \/>Package 1, Package 2<br \/>Each institution fills in the data of what they offer through their packages.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>5.\tDoes the Platform for Comparison of Financial Products and Services include the fees charged by all financial institutions operating in Kosovo?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>The Platform provides information on fees for products and services most used by financial institutions operating in Kosovo. Currently, at this stage of development, only banking institutions are included. In the future, the Platform will be supplemented with data from other financial institutions to provide a complete and comprehensive overview of the financial market.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>6.\tHow can we be informed about the fees of products and services that are not included in the Platform?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>For information on fees, rates or other types of products and services that are not disclosed on the Platform - you can refer to the price list link of each institution. Institutions' price lists contain information on the fees of each product and service they offer.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>7.\tCan I compare the product with two or more banking institutions?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>You can choose to compare the product with all banks or select only some of them.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>8.\tCan I save and print search results?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>Yes, you can save them by sending to your email (press the <strong>\u2709<\/strong> icon and enter your email address) the results of the searches on the Platform and you can also print the results of the searches made on the Platform by pressing the corresponding button for printing which appears on each page of the Platform.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>9.\tIs the data presented on the Platform up-to-date and how often is the data on the Platform updated?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>Currently, the data disclosed on the Platform serve for testing purposes and are updated with the data of November 2024.<\/p><p>The updating of the information from the Financial Institutions will be done after they have made any changes to the existing information on the Platform. At the moment of entry into force of the changes in their rates and fees, that is, at the moment when they are effective, Financial Institutions must update the fees on the Platform.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"faq-wrapper-accordion\">\r\n                        <div class=\"faq-wrapper-accordion-title\">\r\n                            <h2>10. Can institutions charge the consumer less than the amount disclosed on the Platform?<\/h2>\r\n                            <span class=\"faq-wrapper-accordion-icon\">\r\n                                <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n                                    <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n                                <\/svg>\r\n                            <\/span>\r\n                        <\/div>\r\n                        <div class=\"faq-wrapper-accordion-content\">\r\n                            <div class=\"faq-wrapper-accordion-paragraphs\">\r\n                                <p>Yes. The maximum (or official) applicable fees for each product or service offered are disclosed on the Platform. However, institutions can charge consumers a lower amount depending on how they agree with their customers.<\/p><p>For more information on any discount or promotional campaign offered by the institutions, please refer to the price lists of each institution on their websites, ask the institution and carefully analyze the conditions offered before signing the agreement.<\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div>\r\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-324c34a e-con-full shared-top-layout printable-area-overwrite e-flex e-con e-parent\" data-id=\"324c34a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdeff48 elementor-widget elementor-widget-title-section\" data-id=\"cdeff48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"title-section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-section  \"  data-target=\"video-tutorial\">\r\n\t\t\t\t\t\t\t<h1 class=\"shared-title\">Video tutorial<\/h1>\r\n\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<style>\r\n\t\t\t.title-section.no-title .shared-title {\r\n\t\t\t\tmargin-bottom: 0;\r\n\t\t\t}\r\n\r\n\t\t.title-section.has-subtitle .shared-title {\r\n\t\t\tmargin-bottom: max(12px, 0.833vw); \r\n\t\t}\r\n\r\n\r\n\t\t<\/style>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9caf95a printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"9caf95a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b146a0f elementor-widget elementor-widget-video\" data-id=\"b146a0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=E62yBmWaNbY&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-448d140 printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"448d140\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b54391d elementor-widget elementor-widget-text-editor\" data-id=\"b54391d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><span style=\"color: #800080;\"><strong><a style=\"color: #800080;\" role=\"link\" href=\"https:\/\/bqk-kos.org\/repository\/edu\/Terminologjia_ENG.pdf\">Glossary of terms used on the platform &gt;<\/a><\/strong><\/span><\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5837ece printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"5837ece\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d85e328 e-con-full e-flex e-con e-child\" data-id=\"d85e328\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bc5b92 elementor-widget elementor-widget-card_features\" data-id=\"8bc5b92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"card_features.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"card-features\">\r\n\t\t\t\t<h3>Attention: <\/h3>\r\n\t\t\t\t<p>After the end of the testing period, if you encounter any discrepancy between the amounts disclosed on the Platform and the amounts disclosed in the price lists of the institutions, then the fee disclosed on the Platform prevails over the price lists of the institutions.<\/p>\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a68ab00 printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"a68ab00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5167908 elementor-widget elementor-widget-split-section\" data-id=\"5167908\" data-element_type=\"widget\" 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6.4\" height=\"11.4\" viewBox=\"0 0 6.4 11.4\" style=\"fill: #1940AF;\">\r\n\t\t\t\t\t\t\t<path id=\"Union_2\" data-name=\"Union 2\" d=\"M10,7.5l-5,5ZM0,7.5l5,5Z\" transform=\"translate(-6.799 10.7) rotate(-90)\" fill=\"none\" stroke=\"#1940AF\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\t\t\r\n            <\/div>\r\n        <\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bdad82e e-flex e-con-boxed e-con e-parent\" data-id=\"bdad82e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-975878f elementor-widget elementor-widget-spacer\" data-id=\"975878f\" data-element_type=\"widget\" data-e-type=\"widget\" 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The purpose of the platform is to contribute to increasing transparency, client [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8228","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Platform - BQK Edu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bqk-kos.org\/edu\/platforma\/?lang=en\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Platform - BQK Edu\" \/>\n<meta property=\"og:description\" content=\"The Platform for Comparison of Financial Products and Services Is a web- based application developed to be used by clients with the aim of informing and comparing interest rates and fees of the most commonly used products and services provided by financial institutions. 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