{"id":8154,"date":"2024-12-22T19:44:08","date_gmt":"2024-12-22T19:44:08","guid":{"rendered":"https:\/\/bqk-kos.org\/edu\/?page_id=8154"},"modified":"2025-04-17T13:21:06","modified_gmt":"2025-04-17T13:21:06","slug":"platforma","status":"publish","type":"page","link":"https:\/\/bqk-kos.org\/edu\/platforma\/","title":{"rendered":"Platforma"},"content":{"rendered":"\t\t
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Platforma p\u00ebr krahasimin e produkteve dhe sh\u00ebrbimeve financiare<\/h1>\r\n \t\t\t\t\t\t
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\u00cbsht\u00eb nj\u00eb web aplikacion i zhvilluar p\u00ebr t\u2019u p\u00ebrdorur nga konsumator\u00ebt me q\u00ebllim t\u00eb informimit dhe krahasimit t\u00eb normave t\u00eb interesit dhe tarifave t\u00eb produkteve dhe sh\u00ebrbimeve m\u00eb t\u00eb p\u00ebrdorura t\u00eb cilat ofrohen nga institucionet financiare. Q\u00ebllimi i Platform\u00ebs \u00ebsht\u00eb t\u00eb kontribuoj\u00eb n\u00eb rritjen e transparenc\u00ebs, mbrojtjen e konsumatorit, edukimin financiar dhe avancimin e qasjes n\u00eb financa.

Vizito platform\u00ebn: krahaso.bqk-kos.org<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t <\/div>\r\n

\r\n\t\t\t\t\t\t\t\t\t\t\t\t\tM\u00eb shum\u00eb rreth nesh<\/a>\r\n\t\t\t\t\t\t \r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t\t\t\t\t
\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\t\t\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\r\n\r\n\r\n \r\n \r\n Kalkulator i kredis\u00eb<\/title>\r\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;600&display=swap\" rel=\"stylesheet\">\r\n \r\n <style>\r\n * {\r\n box-sizing: border-box;\r\n }\r\n\r\n body {\r\n font-family: 'Poppins', sans-serif;\r\n background-color: #f5f7fa;\r\n margin: 0;\r\n padding: 0;\r\n }\r\n\r\n .main-title {\r\n text-align: center;\r\n font-size: 25px;\r\n color: #4b2c82;\r\n margin-top: 40px;\r\n margin-bottom: 10px;\r\n font-weight: 600;\r\n text-shadow: 0 2px 4px rgba(0, 0, 0, 0.05);\r\n }\r\n\r\n .calculator-container {\r\n background: white;\r\n border-radius: 20px;\r\n box-shadow: 0 12px 25px rgba(0, 0, 0, 0.08);\r\n padding: 40px;\r\n display: flex;\r\n flex-wrap: wrap;\r\n flex-direction: row;\r\n gap: 30px;\r\n max-width: 900px;\r\n width: 90%;\r\n margin: 30px auto;\r\n }\r\n\r\n .inputs,\r\n .results {\r\n flex: 1 1 300px;\r\n min-width: 280px;\r\n }\r\n\r\n .inputs label {\r\n display: block;\r\n margin-bottom: 6px;\r\n font-weight: 600;\r\n font-size: 13px;\r\n color: #8c4bb5;\r\n }\r\n\r\n .inputs input[type=\"number\"],\r\n .inputs input[type=\"text\"] {\r\n margin-bottom: 15px;\r\n height: 40px;\r\n padding: 10px;\r\n width: 100%;\r\n font-size: 14px;\r\n border: 1px solid #ccc;\r\n border-radius: 8px;\r\n transition: border-color 0.3s ease, box-shadow 0.3s ease;\r\n }\r\n\r\n .inputs input:focus {\r\n border-color: #8c4bb5;\r\n box-shadow: 0 0 0 3px rgba(140, 75, 181, 0.2);\r\n outline: none;\r\n }\r\n\r\n .input-row {\r\n display: flex;\r\n gap: 10px;\r\n width: 100%;\r\n flex-wrap: wrap;\r\n }\r\n\r\n .input-group {\r\n flex: 1;\r\n min-width: 130px;\r\n }\r\n\r\n .input-group label {\r\n font-size: 12px;\r\n font-weight: 600;\r\n }\r\n\r\n .calculator-container button {\r\n margin-top: 20px;\r\n padding: 12px 20px;\r\n background-color: #8c4bb5;\r\n color: white;\r\n border: none;\r\n border-radius: 8px;\r\n cursor: pointer;\r\n font-weight: 600;\r\n width: 100%;\r\n font-size: 16px;\r\n transition: background-color 0.3s ease, transform 0.2s ease;\r\n }\r\n\r\n .calculator-container button:hover {\r\n background-color: #732fa0;\r\n transform: translateY(-2px);\r\n }\r\n\r\n .results {\r\n background: #f0f4ff;\r\n padding: 30px;\r\n border-radius: 15px;\r\n }\r\n\r\n .results p {\r\n margin: 10px 0;\r\n font-size: 16px;\r\n }\r\n\r\n .helper-text {\r\n font-size: 12px;\r\n color: #6c757d;\r\n margin-top: 5px;\r\n margin-bottom: 10px;\r\n }\r\n\r\n .helper-text.error {\r\n color: red;\r\n font-weight: normal;\r\n }\r\n\r\n input.error {\r\n border: 2px solid red;\r\n }\r\n\r\n @media (max-width: 768px) {\r\n .calculator-container {\r\n flex-direction: column;\r\n padding: 20px;\r\n }\r\n\r\n .input-row {\r\n flex-direction: column;\r\n gap: 10px;\r\n }\r\n\r\n .calculator-container button {\r\n width: 100%;\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n<body>\r\n<h1 class=\"main-title\">Kalkulatori i kredis\u00eb<\/h1>\r\n\r\n<div class=\"calculator-container\">\r\n <div class=\"inputs\">\r\n <label>Shuma e kredis\u00eb<br>\r\n <input type=\"text\" id=\"loanAmount\" value=\"0\">\r\n <\/label>\r\n <label>Norma e interesit (%)<br>\r\n <input type=\"number\" id=\"interestRate\" value=\"0\" min=\"0\" max=\"15\" step=\"0.1\">\r\n <\/label>\r\n <label>Periudha e kredis\u00eb<\/label>\r\n <div class=\"input-row\">\r\n <div class=\"input-group\">\r\n <label>Vite<\/label>\r\n <input type=\"number\" id=\"loanYears\" value=\"0\" min=\"0\" max=\"40\" step=\"1\">\r\n <div id=\"yearHelper\" class=\"helper-text\"><\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label>Muaj<\/label>\r\n <input type=\"number\" id=\"loanMonths\" value=\"0\" min=\"0\" step=\"1\">\r\n <div id=\"monthHelper\" class=\"helper-text\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <button onclick=\"calculateMortgage()\">LLOGARIT<\/button>\r\n <\/div>\r\n <div class=\"results\">\r\n <p><strong>K\u00ebsti mujor<\/strong><\/p>\r\n <p id=\"monthlyPayment\">\u20ac0.00<\/p>\r\n <hr>\r\n <p><strong>Pagesa totale<\/strong><\/p>\r\n <p id=\"totalRepayment\">\u20ac0.00<\/p>\r\n <hr>\r\n <p><strong>Interesi total<\/strong><\/p>\r\n <p id=\"totalInterest\">\u20ac0.00<\/p>\r\n <\/div>\r\n<\/div>\r\n<script>\r\n const loanAmountInput = document.getElementById('loanAmount');\r\n const interestRateInput = document.getElementById('interestRate');\r\n const loanYearsInput = document.getElementById('loanYears');\r\n const loanMonthsInput = document.getElementById('loanMonths');\r\n const monthlyPaymentOutput = document.getElementById('monthlyPayment');\r\n const totalInterestOutput = document.getElementById('totalInterest');\r\n const totalRepaymentOutput = document.getElementById('totalRepayment');\r\n const yearHelper = document.getElementById('yearHelper');\r\n const monthHelper = document.getElementById('monthHelper');\r\n\r\n function getCleanNumber(input) {\r\n return parseFloat(input.value.replace(\/[\u20ac,]\/g, '').trim()) || 0;\r\n }\r\n\r\n \/\/ Formatimi i shum\u00ebs n\u00eb blur\r\n loanAmountInput.addEventListener('focus', function () {\r\n const clean = getCleanNumber(this);\r\n this.value = clean ? clean.toString() : '';\r\n });\r\n\r\n loanAmountInput.addEventListener('blur', function () {\r\n const clean = getCleanNumber(this);\r\n this.value = clean.toLocaleString('en-US', {\r\n minimumFractionDigits: 2,\r\n maximumFractionDigits: 2\r\n }) + ' \u20ac';\r\n });\r\n\r\n function validateInputs() {\r\n const years = parseInt(loanYearsInput.value) || 0;\r\n const months = parseInt(loanMonthsInput.value) || 0;\r\n\r\n if (years > 40) {\r\n loanYearsInput.classList.add('error');\r\n yearHelper.textContent = 'Max 40 vite.';\r\n yearHelper.classList.add('error');\r\n } else {\r\n loanYearsInput.classList.remove('error');\r\n yearHelper.textContent = '';\r\n yearHelper.classList.remove('error');\r\n }\r\n\r\n if (years === 0) {\r\n loanMonthsInput.max = 300;\r\n if (months > 300) {\r\n loanMonthsInput.classList.add('error');\r\n monthHelper.textContent = 'Max muaj.';\r\n monthHelper.classList.add('error');\r\n } else {\r\n loanMonthsInput.classList.remove('error');\r\n monthHelper.textContent = '';\r\n monthHelper.classList.remove('error');\r\n }\r\n } else {\r\n loanMonthsInput.max = 12;\r\n if (months > 12) {\r\n loanMonthsInput.classList.add('error');\r\n monthHelper.textContent = 'Max 12 muaj.';\r\n monthHelper.classList.add('error');\r\n } else {\r\n loanMonthsInput.classList.remove('error');\r\n monthHelper.textContent = '';\r\n monthHelper.classList.remove('error');\r\n }\r\n }\r\n }\r\n\r\n loanYearsInput.addEventListener('input', validateInputs);\r\n loanMonthsInput.addEventListener('input', validateInputs);\r\n\r\n function calculateMortgage() {\r\n const principal = getCleanNumber(loanAmountInput);\r\n const annualInterest = parseFloat(interestRateInput.value) \/ 100;\r\n const years = parseInt(loanYearsInput.value);\r\n const months = parseInt(loanMonthsInput.value);\r\n\r\n if (isNaN(years) || isNaN(months)) {\r\n alert(\"Ju lutem plot\u00ebsoni periudh\u00ebn e kredis\u00eb.\");\r\n return;\r\n }\r\n\r\n if (years > 40) {\r\n alert(\"Numri maksimal i viteve \u00ebsht\u00eb 40.\");\r\n return;\r\n }\r\n\r\n if (years === 0 && months > 300) {\r\n alert(\"N\u00ebse nuk ka vite, maksimumi i muajve \u00ebsht\u00eb 300.\");\r\n return;\r\n }\r\n\r\n if (years > 0 && months > 12) {\r\n alert(\"Kur ka vite, maksimumi i muajve \u00ebsht\u00eb 12.\");\r\n return;\r\n }\r\n\r\n const totalMonths = (years * 12) + months;\r\n\r\n if (principal > 0 && annualInterest >= 0 && totalMonths > 0) {\r\n const monthlyInterest = annualInterest \/ 12;\r\n const monthlyPayment = principal * monthlyInterest \/ (1 - Math.pow(1 + monthlyInterest, -totalMonths));\r\n const totalPayment = monthlyPayment * totalMonths;\r\n const totalInterest = totalPayment - principal;\r\n\r\n monthlyPaymentOutput.textContent = '\u20ac' + monthlyPayment.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });\r\n totalRepaymentOutput.textContent = '\u20ac' + totalPayment.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });\r\n totalInterestOutput.textContent = '\u20ac' + totalInterest.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 });\r\n } else {\r\n monthlyPaymentOutput.textContent = '\u20ac0.00';\r\n totalRepaymentOutput.textContent = '\u20ac0.00';\r\n totalInterestOutput.textContent = '\u20ac0.00';\r\n }\r\n }\r\n\r\n [interestRateInput, loanYearsInput, loanMonthsInput].forEach(input => {\r\n input.addEventListener('focus', function () {\r\n if (this.value === \"0\") this.value = \"\";\r\n });\r\n input.addEventListener('blur', function () {\r\n if (this.value === \"\") this.value = \"0\";\r\n });\r\n });\r\n\r\n \/\/ Formatim fillestar kur faqja hapet\r\n window.addEventListener('DOMContentLoaded', () => {\r\n loanAmountInput.dispatchEvent(new Event('blur'));\r\n });\r\n \r\n [loanYearsInput, loanMonthsInput].forEach(input => {\r\n input.addEventListener('input', function () {\r\n \/\/ Remove any decimal part\r\n if (this.value.includes('.')) {\r\n this.value = this.value.split('.')[0];\r\n }\r\n });\r\n});\r\n\r\n<\/script>\r\n\r\n\r\n\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d94e78 e-con-full shared-top-layout printable-area-overwrite e-flex e-con e-parent\" data-id=\"5d94e78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1902eab elementor-widget elementor-widget-title-section\" data-id=\"1902eab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"title-section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"title-section \" data-target=\"pyetjet-me-te-shpeshta\">\r\n\t\t\t\t\t\t\t<h1 class=\"shared-title\">Pyetjet m\u00eb t\u00eb shpeshta<\/h1>\r\n\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t<style>\r\n\t\t\t.title-section.no-title .shared-title {\r\n\t\t\t\tmargin-bottom: 0;\r\n\t\t\t}\r\n\r\n\t\t.title-section.has-subtitle .shared-title {\r\n\t\t\tmargin-bottom: max(12px, 0.833vw); \r\n\t\t}\r\n\r\n\r\n\t\t<\/style>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-440450a e-con-full shared-layout printable-area-overwrite e-flex e-con e-parent\" data-id=\"440450a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5a2fca elementor-widget elementor-widget-faq-wrapper\" data-id=\"c5a2fca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"faq-wrapper.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t <div class=\"faq-wrapper\">\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>1.\t\u00c7ka \u00ebsht\u00eb Platforma <\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Platforma p\u00ebr krahasimin e produkteve dhe sh\u00ebrbimeve financiare \u00ebsht\u00eb nj\u00eb web- aplikacion i zhvilluar p\u00ebr t\u2019u p\u00ebrdorur nga konsumator\u00ebt me q\u00ebllim t\u00eb informimit dhe krahasimit t\u00eb normave t\u00eb interesit dhe tarifave t\u00eb produkteve dhe sh\u00ebrbimeve m\u00eb t\u00eb p\u00ebrdorura t\u00eb cilat ofrohen nga institucionet financiare.<\/p><p>Konsumator\u00ebt mund t\u00eb krahasojn\u00eb tarifat e produkteve dhe sh\u00ebrbimeve financiare n\u00eb dy m\u00ebnyra: p\u00ebrzgjedhjen sipas produkteve dhe p\u00ebrzgjedhjen sipas institucioneve.<\/p><p>Tarifat e shpalosura n\u00eb k\u00ebt\u00eb Platform\u00eb p\u00ebrcaktohen nga institucionet financiare, t\u00eb cilat jan\u00eb p\u00ebrgjegj\u00ebse p\u00ebr sakt\u00ebsin\u00eb, v\u00ebrtet\u00ebsin\u00eb dhe p\u00ebrdit\u00ebsimin e t\u00eb dh\u00ebnave t\u00eb shpalosura n\u00eb Platform\u00eb.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>2.\tCili \u00ebsht\u00eb q\u00ebllimi i k\u00ebsaj Platforme <\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Q\u00ebllimi i Platform\u00ebs \u00ebsht\u00eb t\u00eb kontribuoj\u00eb n\u00eb rritjen e transparenc\u00ebs, t\u00eb mb\u00ebshtes\u00eb Edukimin Financiar t\u00eb konsumator\u00ebve, mbrojtjen e konsumatorit dhe avancimin e qasjes n\u00eb financa.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>3.\tKush i p\u00ebrcakton apo vendos k\u00ebto tarifa?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Tarifat e shpalosura n\u00eb k\u00ebt\u00eb Platform\u00eb p\u00ebrcaktohen nga institucionet financiare, t\u00eb cil\u00ebt jan\u00eb p\u00ebrgjegj\u00ebse p\u00ebr sakt\u00ebsin\u00eb, v\u00ebrtet\u00ebsin\u00eb dhe p\u00ebrdit\u00ebsimin e t\u00eb dh\u00ebnave t\u00eb shpalosura n\u00eb Platform\u00eb.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>4.\t\u00c7far\u00eb tarifash mund t\u00eb krahasoj?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p><strong>LLOGARIT\u00cb: <\/strong><\/p><ul><li>Llogarin\u00eb rrjedh\u00ebse, Llogarin\u00eb e kursimit, Llogarin\u00eb e kursimit p\u00ebr f\u00ebmij\u00eb, Llogari pagese me sh\u00ebrbime bazike, Llogari pagese me sh\u00ebrbime bazike p\u00ebr kategori t\u00eb konsumator\u00ebve t\u00eb cenuesh\u00ebm, Llogari studentore.<\/li><li>\u00a0<\/li><\/ul><p><strong>KARTELAT<\/strong>:<\/p><ul><li>Kartelat debitore, Kartelat kreditore.<\/li><\/ul><p><strong>\u00a0<\/strong><\/p><p><strong>DEPOZITAT:<\/strong><\/p><ul><li>Depozit\u00eb 6 mujore, Depozit\u00eb 12 mujore, Depozit\u00eb 24 mujore, Depozit\u00eb 36 mujore, Depozit\u00eb 48 mujore, Depozit\u00eb 60 mujore.<\/li><\/ul><p><strong>\u00a0<\/strong><\/p><p><strong>KREDIT\u00cb<\/strong> :<\/p><ul><li>Kredit\u00eb personale, Kredit\u00eb hipotekare, Kredit\u00eb p\u00ebr renovim t\u00eb sht\u00ebpis\u00eb, Kredit\u00eb p\u00ebr vetura, Kredit\u00eb t\u00eb mbuluara me para t\u00eb gatshme, Mbit\u00ebrheqje.<\/li><li>\u00a0<\/li><\/ul><p><strong>PAKOT:<\/strong><\/p><ul><li>Pako 1, Pako 2<\/li><\/ul><p>Secili institucion plot\u00ebson t\u00eb dh\u00ebnat se \u00e7ka ofrojn\u00eb p\u00ebrmes pakove t\u00eb tyre.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>5.\tA p\u00ebrfshin Platforma p\u00ebr Krahasimin e Produkteve dhe Sh\u00ebrbimeve Financiare tarifat e ngarkuara nga t\u00eb gjitha institucionet financiare q\u00eb operojn\u00eb n\u00eb Kosov\u00eb?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Platforma ofron informata mbi tarifat p\u00ebr produktet dhe sh\u00ebrbimet m\u00eb t\u00eb p\u00ebrdorura nga institucionet financiare q\u00eb operojn\u00eb n\u00eb Kosov\u00eb. Aktualisht, n\u00eb k\u00ebt\u00eb faz\u00eb t\u00eb zhvillimit, p\u00ebrfshihen vet\u00ebm institucionet bankare. N\u00eb t\u00eb ardhmen, Platforma do t\u00eb plot\u00ebsohet me t\u00eb dh\u00ebna edhe nga institucionet tjera financiare p\u00ebr t\u00eb siguruar nj\u00eb pasqyr\u00eb t\u00eb plot\u00eb dhe gjith\u00ebp\u00ebrfshir\u00ebse t\u00eb tregut financiar.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>6.\tSi mund t\u00eb informohemi mbi tarifat e produkteve dhe sh\u00ebrbimeve t\u00eb cilat nuk jan\u00eb t\u00eb p\u00ebrfshira n\u00eb Platform\u00eb? <\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>P\u00ebr informatat mbi tarifat, normat apo llojet tjera t\u00eb produkteve dhe sh\u00ebrbimeve t\u00eb cilat nuk jan\u00eb t\u00eb shpalosura n\u00eb Platform\u00eb \u2013 ju mund t\u2019i referoheni linkut t\u00eb \u00e7mimoreve t\u00eb secilit institucion. \u00c7mimoret e institucioneve p\u00ebrmbajn\u00eb informata mbi tarifat e secilit produkt dhe sh\u00ebrbim q\u00eb e ofrojn\u00eb.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>7.\tA mund t\u00eb krahasoj produktin me dy apo m\u00eb shum\u00eb institucione bankare?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Ju mund t\u00eb zgjedhni t\u00eb krahasoni produktin me t\u00eb gjitha bankat ose t\u00eb selektoni vet\u00ebm disa prej tyre.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>8.\tA mund t\u2019i ruaj dhe printoj rezultatet e k\u00ebrkimeve?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Po, ju mund t\u2019i ruani duke i d\u00ebrguar n\u00eb emailin tuaj (shtypni ikon\u00ebn <strong>\u2709<\/strong> dhe shkruani email adres\u00ebn tuaj ) rezultatet e k\u00ebrkimeve n\u00eb Platform\u00eb dhe gjithashtu mund t\u2019i printoni rezultatet e k\u00ebrkimeve t\u00eb b\u00ebra n\u00eb Platform\u00eb duke shtypur butonin <strong>\u2399 <\/strong>p\u00ebrkat\u00ebs p\u00ebr printim i cili shfaqet n\u00eb secil\u00ebn faqe t\u00eb Platform\u00ebs.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>9.\tT\u00eb dh\u00ebnat e paraqitura n\u00eb Platform\u00eb a jan\u00eb t\u00eb dh\u00ebna t\u00eb p\u00ebrdit\u00ebsuara dhe sa shpesh p\u00ebrdit\u00ebsohen te dh\u00ebnat ne Platform\u00eb?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Aktualisht t\u00eb dh\u00ebnat e shpalosura n\u00eb Platform\u00eb sh\u00ebrbejn\u00eb p\u00ebr q\u00ebllime testimi dhe jan\u00eb t\u00eb p\u00ebrdit\u00ebsuara me t\u00eb dh\u00ebnat e muajit n\u00ebntor 2024.<\/p><p>P\u00ebrdit\u00ebsimi i informatave nga Institucionet Financiare do t\u00eb b\u00ebhet pasi te ken\u00eb b\u00ebr\u00eb \u00e7far\u00ebdo ndryshimi nga informatat ekzistuese n\u00eb Platform\u00eb. N\u00eb momentin e hyrjes n\u00eb fuqi te ndryshimeve t\u00eb normave dhe tarifave te tyre, d.m.th n\u00eb momentin kur jan\u00eb efektive Institucionet Financiare duhet te b\u00ebjn\u00eb p\u00ebrdit\u00ebsimin e tarifave n\u00eb Platform\u00eb.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion\">\r\n <div class=\"faq-wrapper-accordion-title\">\r\n <h2>10. A mund ta ngarkojn\u00eb institucionet konsumatorin m\u00eb pak se shuma e shpalosur n\u00eb Platform\u00eb?<\/h2>\r\n <span class=\"faq-wrapper-accordion-icon\">\r\n <svg class=\"icon-down\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17.399\" height=\"9.4\" viewBox=\"0 0 17.399 9.4\">\r\n <path id=\"Union_7\" data-name=\"Union 7\" d=\"M16,0,8,8ZM0,0,8,8Z\" transform=\"translate(0.7 0.7)\" fill=\"none\" stroke=\"#001d3d\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n <\/svg>\r\n <\/span>\r\n <\/div>\r\n <div class=\"faq-wrapper-accordion-content\">\r\n <div class=\"faq-wrapper-accordion-paragraphs\">\r\n <p>Po. N\u00eb Platform\u00eb jan\u00eb t\u00eb shpalosura tarifat maksimale (apo zyrtare) t\u00eb zbatueshme p\u00ebr secilin produkt apo\u00a0 sh\u00ebrbim t\u00eb ofruar. Megjithat\u00eb institucionet mund t\u2019i ngarkojn\u00eb konsumator\u00ebt me shum\u00eb m\u00eb t\u00eb ul\u00ebt var\u00ebsisht se si dakordohen me klient\u00ebt e tyre.<\/p><p>P\u00ebr m\u00eb shum\u00eb informata p\u00ebr ndonj\u00eb zbritje apo kampanj\u00eb promocionale t\u00eb ofruar nga institucionet, ju lutem referojuni \u00e7mimoreve t\u00eb secilit institucion n\u00eb webfaqet e tyre, pyesni institucionin dhe analizoni me kujdes kushtet q\u00eb ofrohen para n\u00ebnshkrimit t\u00eb marr\u00ebveshjes.<\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe835f7 e-con-full e-flex e-con e-parent\" data-id=\"fe835f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-420fbbc elementor-widget elementor-widget-split-section-video\" data-id=\"420fbbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"split-section-video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t <div class=\"shared-row-container \">\r\n <div class=\"video-youtube-split-section\">\r\n <iframe width=\"100%\" height=\"315\" title=\"Youtube Video Link\" src=\"https:\/\/www.youtube.com\/embed\/E62yBmWaNbY\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\r\n <\/div>\r\n <div class=\"text\">\r\n <div>\r\n <h1 class=\"widget-header video-type-widget\">Video udh\u00ebzuese<\/h1>\r\n <div class=\"widget-header-click\">\r\n <p><strong>V\u00ebmendje:<\/strong> Pas p\u00ebrfundimit t\u00eb periudh\u00ebs testuese, n\u00ebse hasni n\u00eb ndonj\u00eb mosp\u00ebrputhje n\u00eb mes t\u00eb shumave t\u00eb shpalosura n\u00eb Platform\u00eb dhe shumave t\u00eb shpalosura n\u00eb \u00e7mimoret e institucioneve, at\u00ebher\u00eb tarifa e shpalosur n\u00eb Platform\u00eb mbizot\u00ebron \u00e7mimoret e institucioneve.<\/p> <\/div>\r\n <\/div>\r\n <div class=\"split-section-link shared-arrow-link on-here\">\r\n <a alt=\"All videos\" href=\"https:\/\/bqk-kos.org\/repository\/edu\/Terminologjia.pdf\" class=\"widget-button mtop\" style=\"color: #1940af;\">Fjalori i termeve t\u00eb perdorura n\u00eb platform\u00eb <svg class=\"split-section-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6.4\" height=\"11.4\" viewBox=\"0 0 6.4 11.4\" style=\"fill: #A23687;\">\r\n <path id=\"Union_2\" data-name=\"Union 2\" d=\"M10,7.5l-5,5ZM0,7.5l5,5Z\" transform=\"translate(-6.799 10.7) rotate(-90)\" fill=\"none\" stroke=\"#A23687\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"><\/path>\r\n <\/svg>\r\n <\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-448d140 printable-area-overwrite e-flex e-con-boxed e-con e-parent\" data-id=\"448d140\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a68ab00 printable-area-overwrite e-con-full e-flex e-con e-parent\" data-id=\"a68ab00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5167908 elementor-widget elementor-widget-split-section\" data-id=\"5167908\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"split-section.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n <div class=\"shared-row-container d-flex-reverse\">\r\n <div class=\"img\">\r\n <img decoding=\"async\" src=\"https:\/\/bqk-kos.org\/edu\/wp-content\/uploads\/2024\/12\/logo_platforma_krahaso.jpg\" alt=\"\">\r\n <\/div>\r\n <div class=\"text\">\r\n <div>\r\n <h1 class=\"widget-header\">Vizito platform\u00ebn<\/h1>\r\n <\/div>\r\n <div class=\"split-section-link shared-arrow-link\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a alt=\"Read more\" href=\"https:\/\/krahaso.bqk-kos.org\/\" class=\"widget-button\" style=\"color: #1940af;\">https:\/\/krahaso.bqk-kos.org<\/a>\r\n\t\t\t\t\t\t <svg class=\"split-section-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6.4\" height=\"11.4\" viewBox=\"0 0 6.4 11.4\" style=\"fill: #1940AF;\">\r\n\t\t\t\t\t\t\t<path id=\"Union_2\" data-name=\"Union 2\" d=\"M10,7.5l-5,5ZM0,7.5l5,5Z\" transform=\"translate(-6.799 10.7) rotate(-90)\" fill=\"none\" stroke=\"#1940AF\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.4\"\/>\r\n\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t\t\t\t\t<div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\t\t\r\n <\/div>\r\n <\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95650e8 e-flex e-con-boxed e-con e-parent\" data-id=\"95650e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b5451b elementor-widget elementor-widget-spacer\" data-id=\"7b5451b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Platforma p\u00ebr krahasimin e produkteve dhe sh\u00ebrbimeve financiare \u00cbsht\u00eb nj\u00eb web aplikacion i zhvilluar p\u00ebr t\u2019u p\u00ebrdorur nga konsumator\u00ebt me q\u00ebllim t\u00eb informimit dhe krahasimit t\u00eb normave t\u00eb interesit dhe tarifave t\u00eb produkteve dhe sh\u00ebrbimeve m\u00eb t\u00eb p\u00ebrdorura t\u00eb cilat ofrohen nga institucionet financiare. Q\u00ebllimi i Platform\u00ebs \u00ebsht\u00eb t\u00eb kontribuoj\u00eb n\u00eb rritjen e transparenc\u00ebs, mbrojtjen […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8154","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Platforma - BQK Edu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bqk-kos.org\/edu\/platforma\/\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Platforma - BQK Edu\" \/>\n<meta property=\"og:description\" content=\"Platforma p\u00ebr krahasimin e produkteve dhe sh\u00ebrbimeve financiare \u00cbsht\u00eb nj\u00eb web aplikacion i zhvilluar p\u00ebr t\u2019u p\u00ebrdorur nga konsumator\u00ebt me q\u00ebllim t\u00eb informimit dhe krahasimit t\u00eb normave t\u00eb interesit dhe tarifave t\u00eb produkteve dhe sh\u00ebrbimeve m\u00eb t\u00eb p\u00ebrdorura t\u00eb cilat ofrohen nga institucionet financiare. 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